Good Afternoon Dr Lai,

Thank you for you time today, just to summarise what we spoke about;

- We have fantastic personal loan rates at 3.3% representative between
£7-15k for those medium term lending needs.
- To set up the digital secure key (through your phone) just call up
telephone banking and get them to deactivate the old secure key.
- HSBC currency account in Chinese Yuan, which all the information can be
found online.
- ISA savings, new tax year has begun meaning your £15240 limit has been
renewed.

If you have any questions at all feel free to reply to this email, or send
an email at any point in the future.