Why You Should Stop Using Paypal?

XXX has sent you $3.00 HKD, You will receive $0.49 HKD after a recipient fee of $2.51 HKD is deducted. Please select what you would like to do with this payment: 1. Accept this payment and convert it to 0.04 GBP. 2. Accept this payment in Hong Kong dollars and create a balance in this currency. 3. Refuse this payment and return the money to the sender. Expensive Paypal Fee